Loading color scheme

April 2019 - Protecting a bread winners income

This email contains graphics, so if you don't see them, view it in your browser


	South Coast Financial Services We care about your financial self defence ... shouldn't you?

		Dear Visitor, Protecting a bread winners income Let me start by asking a few questions: Do you insure your house? Do you insure your car? Do you insure your life? Do you insure yourself against a disability? Do you insure yourself if succumb to a critical illness? Many people will say of course to numbers 1& 2 but maybe not to the balance of the questions. Like many families you have a mortgage, other debts and need to put food on the table what would happen if: You become disabled and can’t work You get hurt while working in your yard and not able to work what would your family do? You have a critical illness and can’t work You have been told by your doctor you have a critical illness and you need treatment and won’t be able to work until you recover, and the treatment may cause side effects that may prevent you from working again. What would you and your family do? Some important facts to consider regarding a disability or critical illness: Workers compensation won’t cover you, it was not a work place accident You may have disability insurance with work but does it provide enough income for your expenses Is there a maximum length of time you can be off with your works disability insurance You were to pass away There is now no income coming in for the family how would your family survive with a life style they have been accustomed to never mind the loss of a spouse, father or mother? Situations like this happens more than people think, in fact here are the risks for both males and females who are 25 years old and non smokers based on Manulife’s Insure Right web page: Male Female Becoming disabled before 65 39% 43% Critical Illness 27% 20% Dying before 65 7% 5% Probability of all 3 events before 65 53% 52% With the percentage possibility of one of these events happened to you, can you afford to not protect your family? Be proactive and have your Financial Goals Analysis done. It is complimentary, confidential and will show you how you can protect the bread winner’s income. Contact me and we can set up a time to meet and protect your families bread winner’s income! We provide services in all these areas: Income Protection Debt Reconstruction Investing for the Future Wills & Powers of Attorney Travel Insurance Group Benefits Should you desire more information in any of these areas contact us, our contact information is below and we would be glad to setup a time where we can sit down and discuss things with you. Also make sure you book your appointment for your complimentary, comprehensive and confidential Financial Goals Analysis. The analysis can lead you and your family to your financial goals and dreams!

Not interested any more? Unsubscribe

We care about your financial self defence ... shouldn't you?

We are able to meet with clients new & old

through on-line meetings or via the phone.

We can do applications with electronic signatures.

What we do for our clients!

Initial Meeting

We normally meet at your home where you are more comfortable but due to Covid-19 we can meet with you virtually over a web meeting or via the phone.
We get to know you and you get to know us
We collect information about you to perform a complimentary, confidential Financial Goals Analysis
We book a follow up appointment to provide with a road map to meet your goals and dreams

Your Financial Road Map

We present to you a detailed presentation outlining the following:

Your net worth
Income protection / insurance requirements (life, disability & critical illness)
Your financial independence number & retirement saving needs
Saving for your children's education
Debt reconstruction
Wills & Powers of Attorney